Low Income Housing Programs

Living homeless or alone is very difficult or unsafe. Shelter is one of the basic needs of every human being. The shade of roof brings with it, a feeling of safety, peace of mind and relaxation. Most likely, house shopping tops the record of priorities for almost all of the people. For financially strong families, buying a house is an easy task. But for the low-income families, buying an apartment is not so easy. Yet, a shortage of low priced homes has been a drawback that has bothered the nation because a long time.

The low-income housing program is offered by the HUB, you can afford the own home from these HUBs.

Government Assistance

To limit the concern of homelessness in the USA and to help people who find themselves on the verge of it, the department of Housing and concrete progress (HUD) was constituted by the US govt. In step with the HUD, there are three such applications for families falling underneath the low-income bracket viz

• Privately Owned Subsidized Housing
• Public Housing
• Housing Choice Voucher

1. Privately Owned Subsidized Housing

In this scheme, the owner of a personal property agrees with the HUD to provide lodging to cut back sales corporations, on low-priced prices. In return, the HUD presents subsidies from the government that the owner can use for managing expenditure on rental apartments. As a result of these subsidies, it can be possible for the landlord to lower on apartment expenses. Find affordable apartments for rent here.

2. Public Housing

Apartments on employ are a possibility in today’s era and public housing schemes have increased the hopes of low-income households. This software presents help persons with disabilities, senior residents, and to families in the low revenue bracket. Financial help is provided to regional housing organizations (HAs) that support such households to control the rent that is complicated for them to organize. 

3. Housing Choice Voucher

In the housing alternative voucher software, each household is furnished with vouchers that can be used to pay the employ. Funded by the federal government, the objective of distributing vouchers is carried out via practically 24,000 regional, state, and regional housing companies. As soon as a family gets the voucher, it has 60 days to find a house. The ability of utilizing the voucher is that the loved ones have to pay most effective 30% of the total hire. 

For availing the advantages of such packages, one has to contact the HUD office or instantly go surfing to their website and register. Via journeying the website, you could also seek for the nearby HUD workplace tackle and make contact with quantity. There are many counseling facilities supplied by the HUD, so make certain that you are taking the advantage of such services. 

CIRCL offers affordable houses in many cities of Canada and also provides low price rental properties in Toronto. For more information please visit here: https://www.circlapp.com/tenant-prospect-search

Pros and cons of Renting an Apartment Vs. Owning a Home

A Lifelong goal of many citizens is to achieve the homeownership. While many people want to buy their own home, there are some people who don’t want to buy the home they would like to live in renting homes.

Since many years, families are either needed to build their own homes or rent a home from someone else. While both renting and buying homes or apartment have their own financial advantage, renting apartment does appear to have an edge when the economy is poor.

There are many financial benefits when you rent or buy your own house.  Here are some advantages and disadvantages of renting and buying a house for rent.

Pros of Renting

• No Responsibility for Maintenance or Repairs

As a tenant, you are not responsible for repair or home maintenance cost. If any of appliances is out of order, you don’t have to call the repair person- you just have to call your landlord they will repair all the appliances.

• Relocating Is Easier.

When you live on a rent then relocating is easier and potentially less costly. Therefore renter easily changes jobs often typically rent until their professional lives stabilize.

Cons of Renting

• No Federal Tax Benefits

While a landlord can deduct property taxes and income tax returns, tenant is not eligible for any housing related tax credit or deduction.

• Limited Housing Security

Many landlords are assigning a lease agreement. Some landlord gives the housing security to the tenant and some will not give any kind of security, these securities are written in the agreement.

Pros of Buying

• Building Equity Over Time

Owning a house offers the long-term benefits of security, equity and potential growth in personal wealth.

• Federal Tax Deductions

Itemizing your federal earnings taxes can deduct your own home taxes and the interest paid on your mortgage, reducing your total income tax burden. This certainly advantages those in bigger tax brackets.

• Potential for Rental Income

Although initially, you don’t think of your home as an investment property, which you can turn it right into a source of income. This can partly or completely offset your tax and insurance payments on it.

Cons of Buying

• Responsibility for Maintenance and Repairs

As a landlord, you are responsible for covering all the cost of maintenance and repairs. Some landlords also take a responsibility of security.

• Potential for Financial Loss

Some property rates had decreased after some time of purchasing a house. So these landlords have to face financial losses.

Ultimately, the decision whether to rent or to own a property is not just financial – it’s also emotional. Still, if you are looking to rent your home or apartment? Visit CIRCL a Toronto-based rental apartment Company who offer services for all your rental management needs and alerts about similar rental properties.

What You Should Know When Looking For a House for Rent

Finding a perfect house for rent is an annoying task for many people like, moving in and paying the rent each month. Finding an ideal house where you and your family can enjoy life to fullest requires a little effort. Here are some guidelines that can help you in finding the right home for your loved ones:

• You should speak with local persons and ask questions about the area.
• Confirm whether your monthly rent is payable or not?
• Is the size of your home is sufficient?
• Take a report of that area and ensure that there is no criminal activity, and for safety compares the place to the other places. 
• Confirm to the owner; the parking space rent is included in a total amount. 
• Gather information from the previous tenant about the landlord. 

Terrible traffic can occur during peak hours in the street your house is facing. Make sure your neighborhood is peaceful and quiet. If the wind blows from the certain direction it brings along bad odors from a nearby sewerage or dumping site. Talk with local persons and gather all the information from concerning area. 

INVESTIGATE THE LANDLORD OF THE HOUSE 

When you are taking a house on rent, sign a legal lease agreement with the landlord for a period of time. Ensure that in the lease agreement all the responsibilities of landlords are written. 

SIGNING THE LEASE OF THE HOUSE 

The lease you’re about to sign represents the law. Be smart and spend some time to review it. If you don’t like some clauses so take out those clauses and if you want to add some clause so you can. You will need all promises in writing. Get clarity on the following: 

• Make sure you are familiar with limitations on the use of the property.
• The lease must state clearly who is responsible for fixing the appliances of the house.
• Protect your deposit by taking photos of any existing damages. 
• What are the conditions applied if the lease agreement is terminated? 

Ultimately, both landlord and tenant must understand the term and conditions of the lease and how the local landlord and tenant laws will influence the interpretation and enforcement of the document should a landlord and tenant dispute arise.

At CIRCL, you will find the best rental apartments, houses, and condos on rent and continue to enjoy CIRCL’s features once you’re settled in your new place.

5 Great Reasons to Rent a Room to International Students

According to Open Doors reports, in the last academic year, the number of international college students studying in the United State has been increased.  Colleges and universities are courting more foreign students because they provide worldwide perspectives in the classroom and on campus –which helps the domestic students for increasing globalized economy.

We only point to these benefits that schools are enjoying but you could experience the same ones by opening the doors of your home to this growing international student population. Instead of cross-cultural discussions in the classroom, you could have one-on-one discussion with a student, at say, the dinner or lunch table, gaining a new perspective on international affairs. CIRCL is a trusted rental platform in Canada where students can find the best apartments, houses and basements for rent within a budget.  We also provide you with exposure and offer services for all your rental management needs.

Here are some reasons to rent rooms to international students.

You can learn about another culture: 

The cross-cultural exchanges when you live with an international student. Many students are from different cultures so you may learn many languages and cultures. Maybe it’s an international story headlining your newspaper that becomes an intellectual conversation over breakfast. 

 You can learn a new language:

Increase your brainpower! Learning a new language can help you in sharpening your memory, and even improve decision-making. Learning a new language can also help you in conversation with your housemate.

Teach a new language:

Your roommate has probably known English as well as other languages. They can help you in studying different languages. Your roomie can help you in exams for better preparation after knowing the other language.

Develop lifelong friendships:

Living with someone creates a special bond and can lead a lifelong friendship. Nowadays, it’s easier to stay in touch with friends with the use of social media and email. So when they move around the world, you can contact them easily by the use of technology. 

Earn some extra money: 

If you own home near a college or university and there are extra bedrooms in your home, you can rent it out and earn some money. In Canada, there are many popular universities for example University of Toronto, McGill University, and University of British Columbia etc. And student wants to stay nearby these areas.

Hope this article help you understand why renting to international students is beneficial. You can also take benefit of screening tenants using our Verified Profiles feature. Visit here for Tenant Verification service.

How to Choose a Real Estate Agent in Toronto

                     

Today, most of the people hire a real estate company when buying or selling a home. Although, hiring a real-estate agent is no easy step, and you will want to be sure the person you choose is the right fit for you. The first thing you have to know that the real estate agent in Ontario must be registered with the Real Estate Council of Ontario (RECO). RECO oversees brokers and salespeople and ensures they comply with the laws and regulations that govern real-estate transactions.

With over thousands of real estate agents in Canada, selecting an idea one is very tough. Take some advice from friends, relatives and neighbors for choosing a right agent. Whether you want to buy or sell your home, the real estate agent will help you in both ways. The room rental service company hires a real estate agent who will help you in everything you need, so you must contact them for the best deal.
Here are 5 ways to find a right real estate agent:

1- Choose a Full-Time Real Estate Agent:
When selling or buying a house or condo, you have to ensure that the agent you choose, who suits you. A large number of realtors works full time in real estate; they usually have a broader network.

2- Verify experience:
When you are searching a real estate agent in Toronto, you want to find an experienced agent. Look at their actual deal history and ask how many homes they have sold. You also have to be ensuring that the realtor you hire is a good negotiator.

3- Know the area well:
Your agent needs to know your area well in order to have the best handle on selling your home. Visit along with an agent and ask questions about neighborhoods. If the agent lives in a city, then he can easily handle how to sell or buy homes and condos.

4- Sells properties at your price point:
The agents commonly sell properties in similar price range. So your agent has right contacts and referrals for people who are interested in a property like yours.

5- Network strength:
In comparison to the other agents the best agent has a strong network for buying and selling homes. The best agent will help you in selling your home at best price rate.

Circlapp.com is the leading room finder company located in the city of Toronto. Find affordable rooms for rent at CIRCL at reasonable prices.

For more details you can also read this article:
http://torontorentalrooms.blogspot.in/2016/10/5-tips-for-finding-best-property-for.html

Tips for Turning Your Home into a Rental Property

Nowadays, people who live in a town-home wants to move out to a better place so that they can enjoy a luxurious life and they start looking to buy a bigger house. But they don’t want to sell out their current property. Therefore they are looking to rent out the old home.

If you have decided to rent out your home, start your search for hiring real estate agents and property management companies who has experience in rental properties. A property management company can help you find the right tenants for you. If you are going to make your home an investment property then check all the repairmen work of your home.

In this article, we will give you some tips about turning your home into a rental property. The CIRCL will provide all the services of rental property.

1.Research the Rent

Firstly ask the nearby people or renters how much rent is going on. You can assume and research about the current rental rates in that particular area. In some area, the going rent is less than what it costs to own a home. In that case, you can consult with property Management Company who will help you. If you don’t have time so hire real estate agent for renting your property.

2.Estimate the Ownership Cost

Once you know how much rent you could charge for your home, subtract your operating costs. These include all the expenses of owning and managing an investment property. Make an estimate on a landlord’s insurance policy because bad tenants can destroy your home and can be a huge liability if something goes wrong.

3. Consider Using a Property Manager

Always consider a property management within budget because they charge about 10% to 15% of the rent. A good property manager will screen tenants, get estimates for repairs, execute leases, and take annoying late-night emergency maintenance calls.

4. Review Your Existing Mortgage

Some mortgages do not allow you to convert your residence into an investment property without paying a penalty.  They may require a waiting period before you can rent out the property.

5. Repairs and Upgrades

Remember that if you are selling your property, anything you repair or upgrade adds value to the home and makes it more appealing to those who are comparing your rental property to others. Make sure it is clean, freshly painted, and anything that looks severely outdated should be replaced providing the cost isn't outlandish.

CIRCL is the leading rental property management company placed in Toronto who will help you find perfect tenants for your own house. It also offers room rental services in all parts of Canada. For more information visit here: http://alexbrown123.tumblr.com/post/152369146994/top-10-features-of-a-profitable-rental-property

Apartment Hunting Tips for Renters

Hunting for an apartment is a tiresome task. It’s a competitive market with so many options as thousands of other tenants searching for the same places as you. To save their time, people search apartments on the internet, so that they can contact to rental companies or agents easily. The rental Services Company will provide apartment within your price range. Once you find the rental place in your estimated budget, you can sign the deal agreeing to the lease terms and conditions. If you are new in the city and do not have any idea about the city so you can hire a real estate agent for searching an apartment of your own desires.

Here are some tips for hunting apartment for renter-

1. Narrow your search:

Focus on your favorite neighborhood, but be smart about it. Check the nearby community, shops, transports and so on. If you are new in the city so spend some time with neighbors and walking around nearby locations and consult to a rental services company.

2. Identify your top three priorities:

Make the budget on one of your top three priorities; the priorities are: great natural light, proximity to work or school, or a washer dryer in the unity. If you will not get the top three priorities, make a list of everything you want and cross things off one by one until you are left with your most important priorities.

3. Have your ducks in a row:

Be prepared to fill out application paperwork, sign a lease before attending that first open house. Bring all the information you need to fill out a rental application that contains contact information for employer, present and past landlords etc.

4. Uncover hidden costs: 

Know about the other hidden costs beyond the rent that may not be written in agreement papers. Few things to consider are: maintenance cost of apartments, the fee of building amenities or for parking, which utilities are included and so on.

5. Rely on your senses:

When visiting an apartment, make sure you notice odd smells and noises, which creates a problem when you move in. Natural light, or a lack thereof, can make all the difference in the world, so try to attend a daytime open house rather than looking at the apartment after work.

The CIRCL will provide you a rental apartment, houses and condos for rent in reasonable prices. If you want to switch city, the CIRCL will provide services in these cities Ottawa, Toronto, Vancouver, Calgary, Montreal, Edmonton and other GTA areas.

Tips for Finding a Reliable Home Contractor

The landlord is responsible for all the repairs and renovation work in all types of apartments/condos/house rentals. The hardest part of the home renovation is not the work itself, but to find a reliable contractor who will perform all the repairing tasks at a high level from start to finish. Setting up kitchen cabinets is simple compared with the struggle of hiring a quality contractor.

Selecting the right contractor can make the difference between a successful home renovation project and a calamity. Find the right contractor, who has expertise and an experience in renovation.

If you’re working on a big project, you’ll need a general contractor, who may hire subcontractors for specialty work such as electrical and plumbing. If the homeowners have an experience in renovation then he can also work as their own general contractors and hire people from different trade for each job. This may save you money but it can be time consuming.

Here are some tips for finding a reliable home contractor:

1. Ask friends, relatives, and co-workers for references:

Finding someone in your neighborhood who has done similar works is your best sources. The employees of local hardware stores may also provide workers.

2. Interview:

Firstly shortlist the contractors, take interviews of at least three contractors.  The important thing is to ask from repairman about their previous experience and in which field he is a specialist and whether they have done this kind of work before for similar rooms for rent. Take license number of contractor for verification purpose and find out the quality of their work from their past client.

3. Get professional referrals:

If your family and friends don’t know about a good contractor then you can search for a professional contractor or someone you have done work with in the past. You could ask, your local realtor, banker, lawyer or your financial planner.

4. Get An Estimate:

From many contractors, you find few candidates of whom you have received positive referrals for, ask each contractor for estimated time and price for the job.
The contractors from the rest of the pack are if they provide you with a rough plan as to what the job entails, including materials and cost of labors.

5. Set a Payment Schedule:

Payment schedules can also speak to a contractor's financial status. If the contractor has financial problem, then you can give half payment before completing work and rest of payment after completed work.
For large projects, Make a schedule of payment like 10 present at contract signing time, 25 present at mid of work and then remaining after completing the work.

Following these steps are sure to lead you to a dependable contractor. CIRCL is a new desktop and mobile app that enables homeowners to find the perfect contractor. The user can post their home maintenance job then the interested contractors go for meeting.

CIRCL online rental services for luxury apartments, homes, rooms, lofts, condo for rent with the affordable price. You can also find your apartment search to the number of bedrooms you're looking for, Circl delivered best services for rent. Mostly the people are looking for apartments nearby their job location.

5 Tips for Finding the Best Property for Rent

Nowadays, relocating to a new place or a city can be an expensive task. And finding your rental property within the desired budget is a major part of that. The competition of rental homes is growing up as more Ontario’s choose to rent instead to buy. Fortunately, there are Toronto rentals for all household types and budgets. 

Hunting for a rental property in Canada can be a time consuming business. But you can simply search online for Toronto rental services which can give you the best opportunity to find the best rooms or house for rent with all the facilities included.

Create your budget with a simple spreadsheet or an online service. Every tenant now able to find the property of their choice in a variety of desired places and save himself a lot of headaches, 

If really you want to get a vacancy at your rentals filled, then the prospective tenants need to able to find a good neighbor. 

Here are some tips to find the property in Canada that’s fit for you.

1. Know the location  

The biggest task is to find a property for rent in the good location and the best places. Things you may have considered when finding the home for rent are - 

.Park 

.Big Street 

.Good neighbor

2. Low Rental price 

Before you start looking for homes, you must figure out your price range. It’s not easy to find a low price rental property in GTA neighborhoods. Circl helps you find the property at the best prices.

                

 3. Good nature landlord

Between Rental property owner and a landlord, there is a big difference. If anyone owns the property that is technically a landlord. But being a human takes a special skill set. The best landlord understands the problems of his tenants and takes the immediate action.  These are four traits of a good landlord:

. Availability

. Good tenants

. Ability to sense issues Early

. Are ready to act

4. Stay safe

If you looking for the rental property then your security concern are unique. As there is a big risk of the burglary and instruction if you living in the high volume of foot traffic. 

5. Determine the features you are seeking

Do you want a fireplace?

Do you want a patio set or deck, or a shared outdoor space?

Do you need a full bathroom, or would a shower do?

If you're a foodie, do you want a gas stove in the kitchen?

Do you need electrical outlets or a nook within one of your home's rooms and so on? 

Circl online rental services for luxury apartments, homes, rooms, lofts, condo for rent with the affordable price.

For more information you can also read here - 

http://circlapp123.tumblr.com/post/151972819724/choose-a-right-apartment-for-rent

Ads for Rental Properties

Before you start, you should need to complete the market research. You have to know about your competitors, what they charge, featuring and their talks. You should also awaken your sense that who will need a rental property in your location and why. But the first thing you need, that is your own property that is a single thing in which all the tasks are depend whether it is related to rent or any other thing. If you have it, then you should go forward, but in case you don’t have any then you should buy.

Let’s check out the issues that we are having trouble while renting out the property:

1.     How many calls, email, etc. are getting in response?

2.     If the response is less, than what should we do or what we miss?

3.     How many people have visited to property?

4.     How many complete the rental application?

Above each question may reveal major issues with your process. For example: If people are viewing the property, but not filling the application form, that mean the property is overpriced, property is not according to their need, or you are failing show them well. If you got lots of calls & emails but no one is taking interest view the property, then there is an issue with how you are handling your tenant leads. So, there are some steps which may help you to make your attractive and get your tenants:-

•  Know your target with your ad

The major issue with the ads is that they are written for everyone. But the reality is the property has an ideal tenant, the property is according to tenants or not. The tenant is love and loves the property, whether it is a single person or a student or a young family.

•  Picture make it powerful

Write to those persons and help them through the picture, that's what life will become when they move into your property. You should know their problems, needs, what they want and issues and let know them that how will this home solve your several issues. If you know that you are targeting to a family, then you should talk about, how great it will feel to watch your kids walk to win the award in school, help them picture the cold winter nights with fireplace with their family and the romantic evenings on the deck with the ocean view during the sunset.

•  Homes for rent comes with

You should also include the features of your rental property while making ads for rental property, but not in the starting. You should use points to view the feature of your home for rent. You should concentrate to view the details like numbers of bedrooms and bathrooms, information about parking, appliances, costs they will include, in addition to rent, location & anything else which allows interesting or important ( for example: pets).

•  Picture for property

Many times you cannot take pictures when your tenant is with you. Many tenants have a ton of stuff and the picture placed on the wall or anywhere else on the property, so never take photograph with this messy stuff. You should need to wait when a tenant moves out, then clean and repair the property and ready make some clear and great. Never post dirty pictures with cluttered images it will make bad effect.

•  Eye catchy headlines

3 bedrooms, 2 bathrooms, renovated recently is not an eye catching headline

There are some headlines like:

·        Sick of Sharing Utilities? This Sparkling Clean Home Is ALL Yours

·        Privacy, Space and an Ocean View!

·        Work from Home? This Great Home Has a Perfect Office Plus Space For Your Kids

Be creative and use the catchy line to attract the tenants.

Cirlapp | Looking for an apartment or rooms for rent? It provides you all details, which will help you to find rental apartment, home rentals  that includes photos with the help of that you can easily find your dream home.

Pet Friendly Apartment for Rent

Any animal lover knows that searching a rental place that accepts pets isn’t an easy task. Landlords are wary because they aren’t familiar with dogs, landlords believe that the dogs bark constantly and fear they will make a mess.

Pets are a part of every society and live in two-thirds of Canada homes. The rental housing industry claims that up to 75% of apartment buildings accept pets. Why the antilogy? Because "pet-friendly" rental housing usually includes weight limits and breed restrictions, effectively excluding most of the nation’s pets. 

Here are some tips for pet-friendly apartments for rent:. 

1.Get a Certificate of Training:

Take your dog to obedience classes, and in the classes, the dogs become a good citizen. And they take good citizenship certificate.
Not every landlord will understand what these degrees are represented, so you can explain in brief to your landlord, about the dog’s diploma.

2.Creating a dog resume:

Creating a pet resume is all about showcasing your pet, and makes the trial process faster. There some things you can include in your pet’s resume are the description, training certification, habits, grooming, photo, health records.

3.Choose the right location:

You found a nice apartment for you and your pet, that apartment with affordable rent, But don’t be so quick to sign that lease just yet. Just because a place is perfect for you and your dog, it doesn’t mean that it’s a good spot for your pet. Do some research into the area like there are parks within walking distance?

4.Arrange a Meet and Greet:

Meeting your dog in person is the most effective way to sway a potential landlord. Something you remember when you go for a meeting with the landlord. Makes sure your dog smells and looks good, Put a fetching collar on him, make sure he doesn’t jump up on anyone or make any messes, Bring training treats with you to keep him attentive.

5.Offer to pay a pet deposit:

Some landlord only accepts pets on the condition that pet owners give a separate security deposit for his pet. If your landlord hesitates about opening their door to open, consider offering security deposit is an option.

Circlapp.com is one of the established real estate industries which helps you find the perfect and affordable apartments and homes for rent in Toronto.